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Fire & Water - Cleanup & Restoration

Does Flood Insurance cover my Water Damage Restoration?

2/1/2022 (Permalink)

Flood insurance coverage Statistics Flood insurance coverage Statistics

Does Flood Insurance cover my Water Damage Restoration? What's Not Covered: Flood insurance has eligibility requirements and numerous exclusions. According to the NFIP, the following kinds of damage are not covered by flood insurance:1) Damage caused by moisture, mildew, or mold that could have been avoided by the property owner or which is not attributable to the flood.2) Damage caused by earth movement, even if the earth movement is caused by flood.3) Additional living expenses, such as temporary housing, while the building is being repaired or is unable to be occupied.4) Loss of use or access to the insured propertyFinancial losses caused by business interruption5) Property and belongings outside of an insured building, such as trees, plants, wells, septic systems, walks, decks, patios, fences, seawalls, hot tubs, and swimming pools.6) Currency, precious metals, and valuable papers, such as stock certificates7) Most self-propelled vehicles, such as cars, including their parts.Federal flood insurance coverage is different for Commercial and Residential properties.Contact your Insurance Company, for your property coverage's, and if you require Flood Insurance.As Veteran Owned and Operated, SERVPRO of Blackwood and Gloucester Township NJ, offers free estimates for Flood damage in NJ. Phone: 8562277800

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