Flood insurance in NJ, Flood damage in NJ, Water damage in NJ

9/2/2020 (Permalink)

Flood insurance in NJ, Flood damage in NJ, Water damage in NJ

Flood insurance in NJ, Flood damage in NJ, Water damage in NJ

What's Not Covered

Flood insurance has eligibility requirements and numerous exclusions. According to the NFIP, the following kinds of damage are not covered by flood insurance:

• Damage caused by moisture, mildew, or mold that could have been avoided by the property owner or which is not attributable to the flood
• Damage caused by earth movement, even if the earth movement is caused by flood
• Additional living expenses, such as temporary housing, while the building is being repaired or is unable to be occupied
• Loss of use or access to the insured property
• Financial losses caused by business interruption
• Property and belongings outside of an insured building, such as trees, plants, wells, septic systems, walks, decks, patios, fences, seawalls, hot tubs, and swimming pools
• Currency, precious metals, and valuable papers, such as stock certificates
• Most self-propelled vehicles, such as cars, including their parts

Federal flood insurance coverage is also capped at $250,000 per building and $100,000 for contents, though you can purchase policies with lower limits.

There are separate deductibles for your dwelling and contents.

As Veteran Owned and Operated, SERVPRO of Blackwood and Gloucester Township NJ, offers free estimates for Flood damage in NJ, Flood cleaning in NJ, Covid 19 Cleaning in Blackwood NJ, Water damage restoration in Blackwood NJ, Fire Damage in Blackwood NJ, Mold remediation in Blackwood NJ, Biohazard cleaning in Blackwood NJ, Crime Scene cleaning in Blackwood NJ

Phone: 8562277800

****Veteran Owned and Operated

Have Questions? Call Us Today – (856) 227-7800

Jon BarrettMarketing Manager

SERVPRO of Blackwood/Gloucester Twp

Phone: (856) 227-7800

Email: sp.jonb@gmail.com

Website: https://www.SERVPROblackwoodgl...

****Veteran Owned and Operated